Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Savings Accounts

3 generations of females looking at computerIt’s never too early to begin saving for tomorrow.  We want to help you stash for your next big adventure. BSB offers options for savings accounts that will fit the type of savings strategy that you’re going for.  We even have a special savings account where you can put away money weekly for Christmas! So whether you’re saving for that once-in-a-lifetime trip or just because, penny by penny we’re here to help.
Scroll to the left to view the rest of the table.
  Opening Deposit Min. Bal. Requirement Earn Interest? Special Features
Minor Savings $20 $20 Yes Up to age 21
Adult Savings $200 $200 Yes Age 21+
Christmas Club $5 $5 Yes
Check for full balance
mailed each October
Prestige Savings $50,000 $50,000 Tiered Rates N/A
Apply Now

Minor Savings

Learning to save is one of the best lessons we can give our children.  Start them out young by teaching them patience while they experience the thrill of having earned that brand new toy.  With a Minor Savings account at Bippus State Bank, anyone under 21 can earn interest on the money that they put away little by little.  After all, it's never too early to start saving.

  • Unlimited deposits
  • Under 21 years of age
  • $20 minimum balance requirement
  • $20 opening deposit required
  • Interest compounded quarterly
  • Limited to six withdrawals per month
  • Free online banking with eStatements
  • Free mobile banking featuring mobile deposit
  • Free telephone banking

Adult Savings

The financially sound save.  Whether it’s an emergency stockpile or a rainy day fund, it’s always a good idea to have some extra dough to tap into when you need it.  An Adult Savings account at BSB allows you to build your savings at your own pace, whether you're planning for a few months down the road or even a few decades.

  • Unlimited deposits
  • Age 21 and over
  • $200 minimum balance requirement
  • $200 opening deposit required
  • Interest compounded quarterly
  • Limited to six withdrawals per month
  • Free online banking with eStatements
  • Free mobile banking with mobile deposit
  • Free telephone banking

Christmas Club

When your credit card bill comes in January, won’t you wish that you had saved a little money along the way to put towards the holidays?  Our Christmas Club account takes the guesswork out of saving for those big ticket items.  Make regular weekly deposits throughout the year, and then in October, we’ll mail you a check for the full balance.  You’ll have all that extra cash you saved just in time for shopping those holiday sales!

  • Unlimited deposits
  • $5 opening deposit required
  • Earns interest
  • Check for the amount deposited plus the interest earnings mailed each October
  • Free online banking with eStatements
  • Free mobile banking featuring mobile deposit
  • Free telephone banking

Prestige Savings

Get paid more, the more you save.  It's that simple. The tiered rates of our Prestige Savings account pay higher interest rates based on your balance, while still allowing you access to your money.

  • Unlimited deposits
  • Tiered balance interest earnings:
    • Tier 1 - $0 to $49,999.99
    • Tier 2 - $50,000 to $99,999.99
    • Tier 3 - $100,000 and greater
  • Interest compounded quarterly
  • Minimum balance fee for balances below $50,000 on any day of the month is $7 for that month
  • Limited to six withdrawals per month
  • Free online banking and eStatements
  • Free mobile banking featuring mobile deposit
  • Free telephone banking