Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Checking Accounts

Make your money work for you!  At Bippus State Bank we offer a variety of checking account products to make it easier to do what you need and want to do. Look through our options below and you’ll find there’s something for everyone at BSB!
Scroll to the left to view the rest of the table.


BSB Interest+ Checking A Customer Favorite!

Earn A Higher Interest Doing The Things You Already Do

  • Is your current checking account interest rate SUPER low?
  • Are you looking for more ways to earn money back on your balance – without having to make risky investment moves?
  • Do you wish your current checking account offered more perks?

If you said YES to any of the above… Then opening your Interest+ Checking account with Bippus State Bank could be your smartest banking decision of the year…

Apply Now! 

The Interest+ Checking account: 

  • Offers up to 4.00% APY*
  • Is risk-free with the ability to withdraw money at any time
  • And comes with incredible perks (see below)


Just by swiping your debit card, using online banking with eStatements, and having your paycheck directly deposited, you are already on your way to extra cash in your pocket.


You can finally earn a higher interest doing the things you already do. In fact, that’s one of the many reasons why this checking account is a customer favorite…


Reasons To Love Interest + Checking:


  • No minimum balance requirement
  • Unlimited transactions with no per check fee
  • $100 opening deposit required
  • Bounce protection
  • Tiered balance interest earnings (see table below)
  • ATM fee refunds (nationwide) at the end of each month that qualifications are met

RATES AND TERMS 
Balance  APY*
Tier 1 - $0.01 - $25,000.00
4.00%
Tier 2 - $25,000.01 and greater  0.50%
Tier 3 Base Rate (if qualifications are met)
0.05%
*APY = Annual Percentage Yield. APY current as of 3/10/2023. Variable rate account, rates are subject to change without notice. See additional disclaimer at the bottom of this page.
This account is for consumers only (no EIN numbers). Only one account per social security number. May switch existing accounts using same account number. ATM fees refunded at end of cycle. Customer may see ATM fees on account until end of month settlement. Interest compounded monthly at cycle time. Interest calculated by daily balance method.
 
The content of this graph is informational only. Accounts are subject to approval. Fees may reduce earnings. Must meet certain requirements to attain the maximum interest rate.  A withdrawal will reduce earnings. The terms of the accounts, including any fees or features, may change. Other terms and conditions apply.  Please refer to the Deposit Account agreement and additional services and fees for the terms and conditions associated with these products. Bank rules and regulations apply. Contact a Customer Service Representative for further information @ 1.877.653.8900.

QUALIFICATIONS


  • 15 debit card transactions per month - All transactions must post and settle before the last day of the month.
  • Online Banking & eStatement Enrollment - These FREE and convenient services are required for this account.
  • ONE direct deposit per month - Set up a direct deposit, such as your payroll or Social Security, to automatically be deposited each month.

If you do not meet all of the qualifications, you will not receive the higher interest rate or ATM refunds for that month. 



Heritage Checking

An account made especially for those age 55 or older
 
If you are 55+, we know you've worked hard for every single penny. And our Heritage Checking account is designed to provide you all of the things that you want the most; no minimum balance requirement, free custom checks, and interest on balances over $500.  It's time for you to claim seniority and be rewarded... after all, you've earned it.

  • No minimum balance requirement
  • Unlimited transaction with no per check fee
  • Interest paid on balances over $500
  • $100 opening deposit required
  • Free custom wallet checks provided
  • Bounce protection
  • Images of checks available
  • ATM/Debit Card
  • Free online banking with bill pay and eStatements
  • Free mobile banking featuring mobile deposit
  • Free telephone banking


BSB Free Student Checking

An account that caters to the needs of college students
 
You know what a lot of college students have in common?  They don’t go to school near their home. With our BSB Free Student Checking account, you get refunds on your first 4 non-BSB ATM fees each month, allowing you to use your campus ATM with no worries.  We also throw in a sweet BSB t-shirt (ya know, for when you can't find enough quarters to do laundry)!

  • No BSB ATM fees; First four non-BSB ATM fees refunded every month
  • No minimum balance requirement
  • Unlimited transactions with no per check fee
  • Interest paid on balances over $750
  • $50 opening deposit required
  • Free Welcome Pack of wallet or duplicate checks
  • Images of checks available
  • ATM/Debit Card
  • Free online banking with bill pay and eStatements
  • Free mobile banking featuring mobile deposit
  • Free telephone banking


BSB Free Checking

Straightforward and simple, BSB Free Checking account is... well, free!

With features like no minimum balance requirement, unlimited transactions, and bounce protection, BSB Free Checking is a smart option for anyone looking for a cut and dry account.  It's easy to use and designed to give you more time to worry about the things that really matter, like coffee!

  • No minimum balance requirement
  • Unlimited transactions with no per check fee
  • Interest paid on balances over $750
  • $100 opening deposit required
  • Free Welcome Pack of wallet or duplicate checks
  • Bounce protection
  • Images of checks available
  • ATM/Debit Card
  • Free online banking with bill pay and eStatements
  • Free mobile banking featuring mobile deposit
  • Free telephone banking