Make your money work for you!
At Bippus State Bank we offer a variety of checking account products to make it easier to do what you need and want to do. Look through our options below and you’ll find there’s something for everyone at BSB!
BSB Interest+ Checking: A Checking Account for rate driven customers!
The Interest+ Checking account:
- Offers up to 2.75% APY*
- Is risk-free with the ability to withdraw money at any time
- And comes with incredible perks (see below)
Just by swiping your debit card, using online banking with eStatements, and having your paycheck directly deposited, you are already on your way to extra cash in your pocket.
You can finally earn a higher interest doing the things you already do. In fact, that’s one of the many reasons why this checking account is a customer favorite…
Reasons To Love Interest + Checking:
- No minimum balance requirement
- Unlimited transactions with no per check fee
- $100 opening deposit required
- Bounce protection
- Tiered balance interest earnings
- ATM fee refunds (nationwide) at the end of each month that qualifications are met
Qualifications
- 15 debit card transactions per month - All transactions must post and settle before the last day of the month.
- Online Banking & eStatement Enrollment - These FREE and convenient services are required for this account.
- ONE direct deposit per month - Set up a direct deposit, such as your payroll or Social Security, to automatically be deposited each month.
If you do not meet all of the qualifications, you will not receive the higher interest rate or ATM refunds for that month.
Heritage Checking: made especially for those age 55 or older
If you are 55+, we know you've worked hard for every single penny. And our Heritage Checking account is designed to provide you all of the things that you want the most; no minimum balance requirement, free custom checks, and interest on balances over $500. It's time for you to claim seniority and be rewarded... after all, you've earned it.
- No minimum balance requirement
- Unlimited transaction with no per check fee
- $100 opening deposit required
- Bounce protection
- Interest paid on balances over $500
- Free custom wallet checks provided
- Images of checks available
- ATM/Debit Card
- Free online banking with bill pay and eStatements
- Free mobile banking featuring mobile deposit
- Free telephone banking
BSB Free Student Checking: caters to the needs of college students
You know what a lot of college students have in common? They don’t go to school near their home. With our BSB Free Student Checking account, you get refunds on your first 4 non-BSB ATM fees each month, allowing you to use your campus ATM with no worries.
- No minimum balance requirement
- Unlimited transactions with no per check fee
- $50 opening deposit required
- Interest paid on balances over $750
- Free Welcome Pack of wallet or duplicate checks
- Images of checks available
- ATM/Debit Card
- Free online banking with bill pay and eStatements
- Free mobile banking featuring mobile deposit
- Free telephone banking
- No BSB ATM fees; First four non-BSB ATM fees refunded every month
BSB Free Checking: Straightforward and simple, BSB Free Checking account is... well, free!
With features like no minimum balance requirement, unlimited transactions, and bounce protection, BSB Free Checking is a smart option for anyone looking for a cut and dry account. It's easy to use and designed to give you more time to worry about the things that really matter, like coffee!
- No minimum balance requirement
- Unlimited transactions with no per check fee
- $100 opening deposit required
- Bounce protection
- Interest paid on balances over $750
- Free Welcome Pack of wallet or duplicate checks
- Images of checks available
- ATM/Debit Card
- Free online banking with bill pay and eStatements
- Free mobile banking featuring mobile deposit
- Free telephone banking
Account Opening Checklist
Personal Accounts
- Name
- Date of Birth
- Address (physical and mailing if different)
- Social Security Number
Primary Documentation
- Valid Unexpired Government Issued Photo ID (if no Valid
Photo ID available see "Secondary Documentation")
- Driver’s License
- State ID
- Passport
- Military ID You cannot make a copy of a military ID, only
document the ID #, type, issue and expiration dates. - Proof of Address (if not current on ID)
- Rental / Tenant agreement
- Utility Bill
- Bank Statement / Official Bank Document
- CURRENT BMV Vehicle Registration
- Property Tax Bill
- GIS Printout verifying Deeded Owner
Secondary Documentation (No Primary Documentation Available)
- Joint Account with Guardian – two of the following:
- Social Security Card
- Birth Certificate
- School ID - TWO of the following:
- Non-photo Government ID
- Insurance Card (w/ name embedded)
Medicare Card
Medicaid Card
Hoosier Rx Card
Any other valid health insurance card
- Indiana BMV Registration (IN ONLY)
- US Divorce Decree certified by court w/ stamp &
seal
- Marriage license certified by court with stamp &
seal
- Major Credit / Debit Card w/ Embossed name
(Non-Expired)
- Letter from Bishop
Minor
- Joint Account with Guardian – two of the following:
- Social Security Card
- Birth Certificate
- School ID
Non-US Citizen
- Additional types of acceptable ID include:
- Green Card - Permanent Resident Card
- Passport
- Work or Student Visa - If non-resident alien, we need to complete a W-8 and
completed Non-Resident Alien Worksheet