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Deposit Products

Do you know what you get when you bank with BSB?

Options! Whether you’re a small business or a large corporation, we have a deposit product that will work for you. We know that every business is unique and we are committed to understanding the features that are most important to you. We'd love for you to stop by one of our offices and talk to a Customer Service Representative to find out if we can customize one of our existing products especially for your business.


 Opening Deposit Min. Bal. Requirement Earn Interest? Special Features
Free Business Checking $100 $0 Yes
Cash Flow Management Services available
Business Savings $200 $200 Yes
Limited to six withdrawals per month
Elevated Savings $10,000 $10,000 Yes

Not seeing a product that fits your needs? Contact one of our personal bankers to discuss the options that we have available for you! We're here to help with all your banking needs while ensuring that you're FDIC insured.
Our Free Business Checking account is just that... FREE. A great starter option for those businesses with fluctuating balances and not necessarily in need of our Cash Flow Management products.

  • No minimum balance
  • $100 opening deposit
  • ATM/Debit Card
  • Online banking with Bill Pay and eStatements
  • Mobile Banking with Mobile Deposit
  • Cash Flow Management Services available
Smart businesses plan ahead. Having a savings plan in place could help your business dodge those high interest charges when making a major purchase, provide a financial cushion during economic uncertainty, or allow your business to grow and expand when the opportunity arises. Best of all, we put your money to work for you; every dollar you put away earns interest quarterly.

  • Minimum balance to open: $200
  • Unlimited deposits
  • Minimum balance to avoid fee: $200
    • A balance below $200 on any day in the month will result in a $2 charge for that month
  • Limited to six withdrawals per month
  • Free online banking
  • Free mobile banking featuring mobile deposit
  • Free telephone banking
Discover a smarter way to grow your money with our new Elevated Savings account. Designed to reward your commitment to saving, this account offers competitive rates, convenient digital banking tools, and the flexibility you need to reach your financial goals faster. Whether you're a business looking to strengthen your financial foundation or a consumer building personal savings, Elevated Savings adapts to the way you bank. Whether you’re building for tomorrow or planning for life’s big moments, Elevated Savings gives you the advantage you deserve. Start saving with confidence—because your goals deserve more.

 
  • Earn 3.25% APY* on $10,000 or more
  • Unlimited deposits
  • $10,000 minimum balance requirement
  • $10,000 opening deposit required
  • Interest Compounded Quarterly
  • Limited to six withdrawals per month
  • Free online banking with eStatements
  • Free mobile banking with mobile deposit
  • Free telephone banking
 

*APY=Annual Percentage Yield

** Rate current as of 1/7/2026 and is subject to change without notice. Annual Percentage Yield (APY): 3.25% on balances of $10,000 or more. Balances below $10,000 earn 0.00% APY (no interest). Additional terms and conditions may apply. See the Consumer Account Agreement for full details. For additional information contact your local Bippus State Bank representative at any of our convenient locations or call us toll free at 877.6563.8900. Member FDIC.

Commercial Accounts
  • Name of Business
  • Business address (physical and mailing)
  • EIN Verification
    - Confirmation letter/pdf from IRS
    - Sole Prop. And Single Member LLC may use SSN
  • Valid legal existence documents
    - Certificate of Assumed Business Name (County)
    - Certificate of Limited Partnership (Secretary of
    State)
    - Articles of (Organization, Registration,
    Incorporation) (SOS)
  • Documentation connecting person opening account to
    entity (if name is not listed on documentation listed above)
    - Operating agreement
    - Partnership agreement
    - Minutes from Meeting
    - Charters
    - By Laws
    - SOS Entity Report
  • Documentation from Secretary of State website verifying
    active status.
  • Valid Unexpired Photo ID of all Signers and Beneficial
    Owners
  • SSN of all Beneficial Owners
Sole Proprietors
  • Must have Certificate of Assumed Business Name from
    the County’s Recorder’s Office if they transact business
    under a name, designation, or title other than the real name
    of the person.
Non-profit Unincorporated Assoc. or Clubs
  • Must have an EIN may not open account under the SSN of
    an individual
    - We can assist customer in obtaining one from IRS
    website
  • May use Minutes, Charters or By Laws naming officers for
    existence documentation
  • Two people must sign the Resolution
  • Run OneSumX ID Verification on two individuals