Large bales of hay sitting in a field

Agriculture Lending

ROOTED in agricultural communities for 112 years.

Thomas Jefferson once said, “Agriculture is our wisest pursuit, because it will in the end contribute most to real wealth, good morals, and happiness.” We couldn’t be more proud of the dedicated men and women in our community who are a part of that wise pursuit. Let us help you grow your agribusiness!

Bippus State Bank offers a variety of agriculture loans specifically to help farmers succeed, including:
  • Operating Lines of Credit
  • Loans for Equipment and Improvements
  • Farm Mortgages
  • USDA Loans

Farmer's Flex Line

The convenience and versatility of a farm checking account and an operating loan, all in one.

Imagine this:
Harvest is over and the crop is sold. The year's operating expenses are all paid down and there's something left to show for your efforts.

At BSB, we've created a specialized checking account for farmers that not only makes things convenient for your finances but also earns a competitive rate.

How it works:
When it comes time to pay for farm inputs and other operating expenses, your surplus is drawn upon first. When additional funds are needed, you have immediate and seamless access to your operating line of credit, also at a competitive rate.

As money returns to the account, your line of credit gets paid down first, limiting your interest expense. The account ebbs and flows through the seasons with the main goal of returning to the UP side a little more each year.

Now imagine the ease with which you can manage your account: write a check, use your debit card, pay through BSB Online and Mobile app. You can even make deposits from anywhere with your smart phone.

Meet our Ag Lending Team


Billy Winter, SVP
(NMLS #1456317)
(260) 356-8900

Kendall Green, Commercial & Ag Loan Officer
(NMLS #1456311)
(260) 356-8900

Andrew Rensberger, Commercial Lender
(NMLS #1917488)
(260) 356-8900

North Manchester

Kari Gish, Ag Loan Officer
(NMLS #1414791)
(260) 982-6200


Sandy Hacker, Ag Loan Officer
(NMLS #974214)
(260) 375-2265


Mat Quickery, Ag Loan Officer
(NMLS #658011)
(260) 672-2265