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Personal Lending

Tired of waiting weeks or months to have your loan approved? Our decisions are made where you are, so you can expect a quick response. We have friendly and knowledgeable loan officers who are experts when it comes to assisting you in finding the right loan for your home, automobile or personal needs. We offer a rate discount just for paying by automatic withdrawal from a BSB deposit account! Visit any of our locations to apply and take advantage of our competitive loan rates, low closing fees and lightning-fast loan processing services.
Epic road trips start with a BSB auto loan! Get pre-approved for your loan and know exactly what you can afford and have the confidence to choose the vehicle that is right for you. We finance new and used cars. We also offer refinancing which allows you to adjust the terms of your current auto loan to fit your finances. Watercraft, recreational vehicles, all-terrain vehicles, and other pieces of equipment are also available for financing through BSB.

Wanting to consolidate your debt, pay off a high-interest credit card, or finance a new deck on your home? Consider taking out a personal loan from BSB. Whether you have the need for immediate financing with an installment loan or ongoing financing with a line of credit, we can provide the right personal loan for your needs

Welcome Home! We love to be a part of your home buying process. Our real estate loans and home mortgages are serviced in-house, allowing you to receive quick and convenient service. BSB home mortgages are flexible – we offer terms that will fit your exact need whether you are purchasing a new home or refinancing your current home. Get pre-approved at no cost and know before you make an offer that you can purchase your perfect home while staying within your budget.

Building a new home can be stressful. Allow us to finance your home and you will be relieved with the outcome! Start off with a free pre-approval on your construction loan allowing you to choose your ideal home. Once your construction is complete, we can secure permanent financing which will allow you to lower closing costs and have the flexibility of choosing the right construction loan for you.

Start your loan application with one of our lenders!

Whether you want to make some improvements to your home or you just prefer an affordable fix rate and term, our Second Mortgage Loan can help you get the job done. With flexible terms and our competitive local rates, monthly payments on our second mortgage loans can be manageable for any budget.

Start your loan application now!

With a Bippus State Bank Home Equity Line of Credit, you can use the equity in your home for improvements, debt consolidation, major purchases, college tuition, or a myriad of other needs. A HELOC is a revolving line of credit which allows you to borrow as you need it. With competitive rates and low minimum monthly payments, we have a variety of home equity options to meet your borrowing needs.

Start your loan application now!