Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Rates

All rates are intended for the local communities that we serve and not for entities outside of our communities.

Rates effective as of July 14, 2022.
Scroll to the left to view the rest of the table.

Deposit Accounts

Account Name Min Bal to earn APY Interest Rate APY*
BSB Interest + Checking Account
$0 0.050% 0.05%
*Qualifications met $0.00 - 25,000.00
$0 1.985% 2.00%
*Qualifications met $25,000.00 - and above

0.250% 0.25%
Heritage Checking Account $500 0.050% 0.05%
BSB Free Checking Account $750 0.050% 0.05%
(Heritage & BSB Free Checking: $100 min. bal. to open)
Savings Account $0 0.100% 0.10%




Money Market Account: ($25,000 min. bal. to open)
$0.00 - 9,999.99 $0 0.000% 0.00%
$10,000.00 - 24,999.99 $10,000 0.100% 0.10%
$25,000.00 - 49,999.99 $25,000
0.150%
0.15%
$50,000.00 - 74,999.99 $50,000 0.200% 0.20%
$75,000.00 - 99,999.99 $75,000 0.2500% 0.25%
$100,000.00 - 249,999.99 $100,000 0.500% 0.50%
$250,000.00 - and above $250,000 0.750% 0.75%
Health Savings Account (HSA) $0 0.050% 0.05%

The accounts listed above are variable rate accounts. The rate may change after account is opened.

*Qualifications for the BSB Interest + Checking Account: 15 debit card purchases per month (POS - must post and settle), e-Statements required, 1 direct deposit per month, limit one account per TID.
 

Certificates of Deposit

Term $1,000.00 to $4,999.99 $5,000.00 and Above

Interest Rate APY* Interest Rate APY*
91 Day 0.200% 0.20% 0.200% 0.20%
182 Day 0.350% 0.35% 0.350% 0.35%
9 Month Special 1.490% 1.50% 1.490% 1.50%
12 Month
0.500% 0.50% 0.500% 0.50%
18 Month 0.645% 0.65% 0.645% 0.65%
24 Month 0.795% 0.80% 0.795% 0.80%
36 Month 0.995% 1.00% 0.995% 1.00%
48 Month 1.195% 1.20% 1.195% 1.20%
60 Month 1.395% 1.40% 1.395% 1.40%

Individual Retirement Accounts

Type Interest Rate APY*
IRA 18 Months / Quarterly Interest 0.595% 0.60%
IRA 24 Months / Quarterly Interest 0.745% 0.75%
IRA 36 Months / Quarterly Interest 0.945%
0.95%
IRA 48 Months / Quarterly Interest 1.145% 1.15%
IRA 60 Months / Quarterly Interest 1.345% 1.35%

*APY = Annual Percentage Yield

Rates are subject to change without notice. A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.