Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Rates

All rates are intended for the local communities that we serve and not for entities outside of our communities.

Rates Effective As Of February 9, 2018
Scroll to the left to view the rest of the table.

Deposit Accounts

Account NameMin Bal to earn APYInterest RateAPY*
Heritage Checking Account$5000.050%0.05%
BSB Free Checking Account$7500.050%0.05%
BSB Prestige Checking Account
$0.00 - 9,999.99$00.050%0.05%
$10,000.00 - 49,999.99$10,0000.100%0.10%
$50,000.00 - 99,999.99$50,0000.150%0.15%
$100,000.00 and above$100,0000.200%0.20%
(Heritage, BSB Free, & BSB Prestige Checking: $100 min. bal. to open)
Savings Account$00.080%0.08%
BSB Prestige Savings Account: ($100 min. bal. to open)
$0.00 - 49,999.99$00.100%0.10%
$50,000.00 - 99,999.99$50,0000.150%0.15%
$100,000.00 and above$100,0000.250%0.25%
Money Market Account: ($25,000 min. bal. to open)
$0.00 - 9,999.99$00.000%0.00%
$10,000.00 - 24,999.99$10,0000.100%0.10%
$25,000.00 - 49,999.99$25,0000.100%0.10%
$50,000.00 - 74,999.99$50,0000.150%0.15%
$75,000.00 - 99,999.99$75,0000.200%0.20%
$100,000.00 - 249,999.99$100,0000.250%0.25%
$250,000.00 - and above$250,0000.300%0.30%
Health Savings Account (HSA)$00.050%0.05%

The accounts listed above are variable rate accounts. The rate may change after account is opened.


Certificates of Deposit

Term$1,000.00 to $4,999.99$5,000.00 and Above
 Interest RateAPY*Interest RateAPY*
91 Day0.100%0.10%0.100%0.10%
182 Day0.150%0.15%0.150%0.15%
12 Month0.250%0.25%0.250%0.25%
18 Month0.350%0.35%0.350%0.35%
24 Month0.450%0.45%0.450%0.45%
36 Month0.995%1.00%0.995%1.00%
48 Month1.245%1.25%1.245%1.25%
60 Month1.445%1.45%1.445%1.45%

Individual Retirement Accounts

TypeInterest RateAPY*
IRA 18 Months / Quarterly Interest0.250%0.25%
IRA 24 Months / Quarterly Interest0.350%0.35%
IRA 36 Months / Quarterly Interest0.895%0.90%
IRA 48 Months / Quarterly Interest1.045%1.05%
IRA 60 Months / Quarterly Interest1.245%1.25%

*APY = Annual Percentage Yield

Rates are subject to change without notice. A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.