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Rates

All rates are intended for the local communities that we serve and not for entities outside of our communities.

Rates effective as of August 9, 2018.
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Deposit Accounts

Account Name Min Bal to earn APY Interest Rate APY*
Heritage Checking Account $500 0.050% 0.05%
BSB Free Checking Account $750 0.050% 0.05%
BSB Prestige Checking Account
$0.00 - 9,999.99 $0 0.050% 0.05%
$10,000.00 - 49,999.99 $10,000 0.100% 0.10%
$50,000.00 - 99,999.99 $50,000 0.150% 0.15%
$100,000.00 and above $100,000 0.200% 0.20%
(Heritage, BSB Free, & BSB Prestige Checking: $100 min. bal. to open)
Savings Account $0 0.080% 0.08%
Super Saver Kids Account $0 0.250% 0.25%
BSB Prestige Savings Account: ($100 min. bal. to open)
$0.00 - 49,999.99 $0 0.100% 0.10%
$50,000.00 - 99,999.99 $50,000 0.150% 0.15%
$100,000.00 and above $100,000 0.250% 0.25%
Money Market Account: ($25,000 min. bal. to open)
$0.00 - 9,999.99 $0 0.000% 0.00%
$10,000.00 - 24,999.99 $10,000 0.150% 0.15%
$25,000.00 - 49,999.99 $25,000 0.200% 0.20%
$50,000.00 - 74,999.99 $50,000 0.250% 0.25%
$75,000.00 - 99,999.99 $75,000 0.300% 0.30%
$100,000.00 - 249,999.99 $100,000 0.399% 0.40%
$250,000.00 - and above $250,000 0.499% 0.50%
Health Savings Account (HSA) $0 0.050% 0.05%

The accounts listed above are variable rate accounts. The rate may change after account is opened.


Certificates of Deposit

Term $1,000.00 to $4,999.99 $5,000.00 and Above

Interest Rate APY* Interest Rate APY*
91 Day 0.250% 0.25% 0.250% 0.25%
182 Day 0.450% 0.45% 0.450% 0.45%
12 Month 0.650% 0.65% 0.650% 0.65%
13 Month Special
1.640%
1.65%
1.640%
1.65%
17 Month Special
1.835%
1.85%
1.835%
1.85%
18 Month 0.800% 0.80% 0.800% 0.80%
24 Month 0.995% 1.00% 0.995% 1.00%
36 Month 1.145% 1.15% 1.145% 1.15%
48 Month 1.345% 1.35% 1.345% 1.35%
60 Month 1.540% 1.55% 1.540% 1.55%

Individual Retirement Accounts

Type Interest Rate APY*
IRA 18 Months / Quarterly Interest 0.700% 0.70%
IRA 24 Months / Quarterly Interest 0.895% 0.90%
IRA 36 Months / Quarterly Interest 1.045% 1.05%
IRA 48 Months / Quarterly Interest 1.145% 1.15%
IRA 60 Months / Quarterly Interest 1.340% 1.35%

*APY = Annual Percentage Yield

Rates are subject to change without notice. A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.