All rates are intended for the local COMMUNITIES that we serve and not
for entities outside of our communities.
Rates Effective As Of March 11, 2010
DEPOSIT ACCOUNTS
| Account Name |
Interest Rate |
APY* |
| Heritage Checking Account |
0.100% |
0.10% |
| BSB Free Checking Account |
0.100% |
0.10% |
| BSB Prestige Checking Account: |
| $0.00 - 9,999.99 |
0.100% |
0.10% |
| $10,000.00 - 19,999.99 |
0.200% |
0.20% |
| $20,000.00 - 49,999.99 |
0.200% |
0.20% |
| $50,000.00 - 74,999.99 |
0.499% |
0.50% |
| $75,000.00 - 99,999.99 |
0.499% |
0.50% |
| $100,000.00 - 249,999.99 |
0.747% |
0.75% |
| $250,000.00 and above |
0.747% |
0.75% |
| Savings Account |
0.200% |
0.20% |
| BSB Prestige
Savings Account: |
| $0.00 -
49,999.99 |
0.200% |
0.20% |
|
$50,000.00 - 99,999.99 |
0.499% |
0.50% |
|
$100,000.00 and above |
0.748% |
0.75% |
| Money Market Account: |
$10,000.00
- 24,999.99
|
0.499% |
0.50% |
$25,000.00
- 49,999.99
|
0.598% |
0.60% |
$50,000.00
- 74,999.99
|
0.698% |
0.70% |
$75,000.00
- 99,999.99
|
0.797% |
0.80% |
$100,000.00
- 249,999.99
|
0.896% |
0.90% |
$250,000.00 - and above
|
0.995% |
1.00% |
| Health Savings Account (HSA) |
0.747% |
0.75% |
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CERTIFICATES OF DEPOSIT
| Term |
$1,000.00 to
$4,999.99 |
$5,000.00
to $9,999.99
|
| Interest Rate |
APY* |
Interest Rate |
APY* |
| 91 Day |
0.495% |
0.50% |
0.495% |
0.50% |
| 182 Day |
0.695% |
0.70% |
0.695% |
0.70% |
| 12 Month |
0.995% |
1.00% |
0.995% |
1.00% |
| 18 Month |
1.340% |
1.35% |
1.340% |
1.35% |
| 24 Month |
1.740% |
1.75% |
1.740% |
1.75% |
| 36 Month |
2.325% |
2.35% |
2.325% |
2.35% |
48 Month
CD Special |
2.475% |
2.50% |
2.475% |
2.50% |
| 60 Month |
2.960% |
2.99% |
2.960% |
3.00% |
| Prime Time CD-Variable Rate - 21 Months |
| Monthly Interest |
N/A |
N/A |
1.950% |
1.97% |
| Quarterly Interest |
1.950% |
1.96% |
N/A |
N/A |
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INDIVIDUAL RETIREMENT ACCOUNTS
| Type |
Interest Rate |
APY* |
| IRA 18 Months / Quarterly Interest |
1.250% |
1.26% |
| IRA 24 Months / Quarterly Interest |
1.650% |
1.66% |
| IRA 36 Months / Quarterly Interest |
2.235% |
2.25% |
| IRA 48 Months / Quarterly Interest |
2.385% |
2.41% |
| IRA 60 Months / Quarterly Interest |
2.870% |
2.90% |
*APY = Annual Percentage
Yield
Rates are subject to change without notice. A penalty may be imposed for
early withdrawal.