Loan Products

From buying your first car to building your new home, Bippus State Bank has the right loan for you. Not only do we have friendly and knowledgeable loan officers on staff, but our decisions are made locally so you can expect a quick response. We also offer a rate discount just for having your payment withdrawn automatically from a Bippus State Bank deposit account! Visit any of our locations to apply and take advantage of our competitive loan rates, low closing fees, and speedy loan processing services.

Automobile Loan

At Bippus State Bank, you can receive financing for a new or used automobile. With free pre-approval, you know exactly what you will be able to afford and have the confidence to choose the vehicle that is right for you. We also offer automobile refinancing so you can adjust the terms of your current loan to fit your finances. Financing for watercrafts, recreational vehicles, all terrain vehicles, and other pieces of equipment is also available.

Personal Loan

A personal loan can be used for anything from consolidating debt to improving your home. Whether you have the need for immediate financing with an installment loan or ongoing financing with a line of credit, we can provide the right loan for your specific needs.

Conventional Mortgage (Purchase & Refinance)

BSB’s mortgages are very flexible – we offer terms that will fit your exact need whether you are purchasing a home or refinancing your current home. We offer pre-approvals at no cost giving you the opportunity to find the perfect home that will fit into your budget. Our mortgages are serviced in-house allowing you to receive quick and convenient service.

Construction Loans

Building a home can be stressful. Allow us to assist you with financing your new home and you will be relieved with the outcome. We can start you off with a free pre-approval allowing you to choose your ideal home. Once your construction is complete, we can secure permanent financing which will allow you to lower closing costs and the flexibility of choosing the right loan for you.

2nd Mortgage

Whether your home needs some improvements or you just prefer an affordable fixed rate and term, our Second Mortgage Loan can help you get the job done. With flexible terms and our competitive local rates, monthly payments can be manageable for any budget.

Home Equity Line of Credit

With a Bippus State Bank Home Equity Line of Credit, you can use the equity in your home for improvements, debt consolidation, major purchases, college tuition, or for any other needs. A Home Equity Line of Credit is a revolving line of credit that allows you to borrow as you need it. With competitive rates and low minimum monthly payments, we have a variety of home equity options to meet your borrowing needs.

Financial Calculators

Note about calculators:  Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.