Deposit Products

At Bippus State Bank, we know what is important to our customers. That’s why we offer a wide-range of deposit products to fit your needs. From Free Checking to Savings to money Market, we have an account that’s right for you.

BSB Checking Accounts

  Opening Deposit Min. Bal. Requirement Earn Interest? Free Checks? Special Features
BSB Free Checking $100 None Bal. Over $750 Welcome Pack (Wallet or Duplicate) N/A
Heritage Checking $100 None Bal. Over $500 Custom Wallet Age 55+
BSB Free Student Checking $100 None Bal. Over $750 Welcome Pack (Wallet or Duplicate) 1st 4 Non-BSB
ATM Fees
Refunded/Mo
Prestige Checking $20,000 $20,000 Tiered Rates Custom Wallet N/A
Money Market $25,000 $25,000 Tiered Rates Custom Wallet Limited to 6
Withdrawals/Mo

BSB Savings Accounts

  Opening Deposit Min. Bal. Requirement Earn Interest? Special Features
Minor Savings $20 $20 Yes Up to age 21
Adult Savings $200 $200 Yes Age 21+
Christmas Club $5 $5 Yes Check for full
balance mailed
each October
Prestige Savings $50,000 $50,000 Tiered Rates N/A

Additional Account Information

BSB Free Checking

  • No minimum balance required
  • Unlimited transactions with no per check fee
  • Interest paid on balances over $750
  • $100 opening deposit required
  • Free Welcome Pack of wallet or duplicate checks
  • Bounce protection
  • Images of checks available
  • Free online banking
  • Free online bill pay available
  • Free telephone banking
  • ATM/Checkcard

[Top]

Heritage Checking

For Those Age 55 and Better:

  • No minimum balance required
  • Unlimited transactions with no per check fee
  • Interest paid on balances over $500
  • $100 opening deposit required
  • Free custom wallet checks provided
  • Bounce protection
  • Images of checks available
  • Free online banking
  • Free online bill pay available
  • Free telephone banking
  • ATM/Checkcard

[Top]

BSB Free Student Checking

  • No minimum balance required
  • Unlimited transactions with no per check fee
  • Interest paid on balances over $750
  • $100 opening deposit required
  • Free Welcome Pack of wallet or duplicate checks
  • Bounce protection
  • Images of checks available
  • Free online banking
  • Free online bill pay available
  • Free telephone banking
  • ATM/Checkcard
  • No BSB ATM fees; First four non-BSB ATM fees refunded every month

[Top]

Prestige Checking

  • Tiered balance interest earnings:
    • Tier 1 - $0 to $9,999.99
    • Tier 2 - $10,000. to $19,999.99
    • Tier 3 - $20,000. to $49,999.99
    • Tier 4 - $50,000. to $74,999.99
    • Tier 5 - $75,000. to $99,999.99
    • Tier 6 - $100,000. to $249,999.99
    • Tier 7 - $250,000. and greater
  • Interest compounded monthly
  • Minimum balance fee for balances below $20,000. on any day of the month is $5 for that month.
  • Free custom wallet checks provided
  • Bounce protection
  • Images of checks available
  • Free online banking
  • Free online bill pay available
  • Free telephone banking
  • ATM/Checkcard

[Top]

Money Market

  • Tiered balance interest earnings:
    • Tier 1 - $0 to $9,999.99
    • Tier 2 - $10,000. to $24,999.99
    • Tier 3 - $25,000. to $49,999.99
    • Tier 4 - $50,000. to $74,999.99
    • Tier 5 - $75,000. to $99,999.99
    • Tier 6 - $100,000. to 249,999.99
    • Tier 7 - $250,000. and greater
  • Interest compounded monthly
  • Limited to six withdrawals per month
  • Minimum balance fee for balances below $25,000 on any day of the month is $20 for that month
  • Free custom wallet checks provided
  • Free online banking
  • Free telephone banking

[Top]

Minor Savings

  • Unlimited deposits
  • Under 21 years of age
  • $20 minimum balance required
  • $20 opening deposit required
  • Interest compounded quarterly
  • Free online banking
  • Free telephone banking

[Top]

Adult Savings

  • Unlimited deposits
  • Age 21 and over
  • $200 minimum balance required
  • $200 opening deposit required
  • Interest compounded quarterly
  • Free online banking
  • Free telephone banking

[Top]

Christmas Club

  • Unlimited deposits
  • Earns interest
  • Check for the amount deposited plus the interest earnings mailed each October
  • Free online banking
  • Free telephone banking

[Top]

Prestige Savings

  • Unlimited deposits
  • Tiered balance interest earnings:
    • Tier 1 - $0 to $49,999.99
    • Tier 2 - $50,000. to $99,999.99
    • Tier 3 - $100,000. and greater
  • Interest compounded quarterly
  • Minimum balance fee for balances below $50,000. on any day of the month is $7 for that month
  • Limited to six withdrawals per month
  • Free online banking
  • Free telephone banking

[Top]