At Bippus State Bank, we know what is important to our customers. That’s why we offer a wide-range of deposit products to fit your needs. From Free Checking to Savings to money Market, we have an account that’s right for you.
BSB Checking Accounts
| Opening Deposit | Min. Bal. Requirement | Earn Interest? | Free Checks? | Special Features | |
| BSB Free Checking | $100 | None | Bal. Over $750 | Welcome Pack (Wallet or Duplicate) | N/A |
| Heritage Checking | $100 | None | Bal. Over $500 | Custom Wallet | Age 55+ |
| BSB Free Student Checking | $100 | None | Bal. Over $750 | Welcome Pack (Wallet or Duplicate) |
1st 4 Non-BSB ATM Fees Refunded/Mo |
| Prestige Checking | $20,000 | $20,000 | Tiered Rates | Custom Wallet | N/A |
| Money Market | $25,000 | $25,000 | Tiered Rates | Custom Wallet |
Limited to 6 Withdrawals/Mo |
BSB Savings Accounts
| Opening Deposit | Min. Bal. Requirement | Earn Interest? | Special Features | |
| Minor Savings | $20 | $20 | Yes | Up to age 21 |
| Adult Savings | $200 | $200 | Yes | Age 21+ |
| Christmas Club | $5 | $5 | Yes |
Check for full balance mailed each October |
| Prestige Savings | $50,000 | $50,000 | Tiered Rates | N/A |
Additional Account Information
BSB Free Checking
- No minimum balance required
- Unlimited transactions with no per check fee
- Interest paid on balances over $750
- $100 opening deposit required
- Free Welcome Pack of wallet or duplicate checks
- Bounce protection
- Images of checks available
- Free online banking
- Free online bill pay available
- Free telephone banking
- ATM/Checkcard
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Heritage Checking
For Those Age 55 and Better:
- No minimum balance required
- Unlimited transactions with no per check fee
- Interest paid on balances over $500
- $100 opening deposit required
- Free custom wallet checks provided
- Bounce protection
- Images of checks available
- Free online banking
- Free online bill pay available
- Free telephone banking
- ATM/Checkcard
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BSB Free Student Checking
- No minimum balance required
- Unlimited transactions with no per check fee
- Interest paid on balances over $750
- $100 opening deposit required
- Free Welcome Pack of wallet or duplicate checks
- Bounce protection
- Images of checks available
- Free online banking
- Free online bill pay available
- Free telephone banking
- ATM/Checkcard
- No BSB ATM fees; First four non-BSB ATM fees refunded every month
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Prestige Checking
-
Tiered balance interest earnings:
- Tier 1 - $0 to $9,999.99
- Tier 2 - $10,000. to $19,999.99
- Tier 3 - $20,000. to $49,999.99
- Tier 4 - $50,000. to $74,999.99
- Tier 5 - $75,000. to $99,999.99
- Tier 6 - $100,000. to $249,999.99
- Tier 7 - $250,000. and greater
- Interest compounded monthly
- Minimum balance fee for balances below $20,000. on any day of the month is $5 for that month.
- Free custom wallet checks provided
- Bounce protection
- Images of checks available
- Free online banking
- Free online bill pay available
- Free telephone banking
- ATM/Checkcard
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Money Market
-
Tiered balance interest earnings:
- Tier 1 - $0 to $9,999.99
- Tier 2 - $10,000. to $24,999.99
- Tier 3 - $25,000. to $49,999.99
- Tier 4 - $50,000. to $74,999.99
- Tier 5 - $75,000. to $99,999.99
- Tier 6 - $100,000. to 249,999.99
- Tier 7 - $250,000. and greater
- Interest compounded monthly
- Limited to six withdrawals per month
- Minimum balance fee for balances below $25,000 on any day of the month is $20 for that month
- Free custom wallet checks provided
- Free online banking
- Free telephone banking
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Minor Savings
- Unlimited deposits
- Under 21 years of age
- $20 minimum balance required
- $20 opening deposit required
- Interest compounded quarterly
- Free online banking
- Free telephone banking
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Adult Savings
- Unlimited deposits
- Age 21 and over
- $200 minimum balance required
- $200 opening deposit required
- Interest compounded quarterly
- Free online banking
- Free telephone banking
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Christmas Club
- Unlimited deposits
- Earns interest
- Check for the amount deposited plus the interest earnings mailed each October
- Free online banking
- Free telephone banking
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Prestige Savings
- Unlimited deposits
-
Tiered balance interest earnings:
- Tier 1 - $0 to $49,999.99
- Tier 2 - $50,000. to $99,999.99
- Tier 3 - $100,000. and greater
- Interest compounded quarterly
- Minimum balance fee for balances below $50,000. on any day of the month is $7 for that month
- Limited to six withdrawals per month
- Free online banking
- Free telephone banking
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