You are eligible for a regular HSA contribution if, with respect to any
month, you:
Are covered under a high-deductible health plan (HDHP) on the first day
of such month.
Are not also covered by any other health plan that is not an HDHP.
Are not enrolled in Medicare; and
Cannot be claimed as a dependent on another individual’s tax return.

A health savings account (HSA) can help you be healthy, wealthy,
and money-wise. Open your health savings account today!

Rate information — At our discretion, we may change the interest rate for this account.  The interest rate and annual percentage yield may change daily.  Click here for current rates.

Compounding frequency — Interest will be compounded monthly.

Crediting frequency — Interest will be credited into this account monthly.

Daily balance computation method — Interest is calculated by the daily balance method which applies a daily
periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits — Interest will begin to accrue no later than the business day we receive
credit for the deposit of noncash items (for example, checks) into your account.

Minimum balance to open — The minimum balance required to open this account is $50.

Deposit limitations — You may make an unlimited number of deposits into your account.

Fees and Charges — The following fees and charges apply to this account:
Application fee: $15.
Maintenance fee: $3 per month.

Additional terms — The following additional terms apply to this account:
Account subject to the IRS guidelines for Health Savings Accounts

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